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Shop Now. Pay Later.

Using Bank Muscat Credit Card

0% Interest & 0 Processing Fees

Eligibility & Criteria

Eligible Cards

All Bank Muscat retail credit cards.

Minimum Purchase

OMR 100

Installment Plan

12 Months

Availability

Muscat Governorate Only

Important Note: This service is currently available exclusively for orders delivered within Muscat. The EPP transaction will be processed upon delivery.

How it Works

The order amount will reduce your credit card limit temporarily. As you pay your monthly installments, your limit is released.

For example, if you have a credit limit of OMR 1,000 and purchase items worth OMR 200 on a 12-month plan:

Limit Example

Total Credit Limit OMR 1,000
Purchase Amount (Blocked) - OMR 200
Available Credit Limit OMR 800

*Available limit increases by OMR 16.6 as you pay each month.

Steps to Avail Installment

1

Add to Cart

Add the selected items to your shopping cart (Total must be OMR 100 or more).

2

Select Cash on Delivery

Proceed to checkout and select "Cash on Delivery" as your payment method.

3

Contact Us

Once your order is placed, please call or WhatsApp us at 71331122 to confirm your EPP request.

4

Delivery & EPP Transaction

Our delivery representative will arrive with a specialized EPP POS machine. You will swipe your Bank Muscat Credit Card at your doorstep to activate the installment plan instantly.